The PAYBACK partnership with Sparkasse banks has reached a new milestone: Following a successful launch in July 2025 with regional Sparkasse partners, Sparkasse customers can now also collect points at major PAYBACK partners EDEKA, Netto Marken-Discount, Marktkauf, and trinkgut when they pay with their linked Sparkassen-Card (debit card). Previously, this was possible at several thousand participating regional Sparkasse advantage partners, including hairdressers, bakeries, and restaurants throughout Germany. “The expansion of the PAYBACK partnership offers our customers another practical advantage: simply pay and collect PAYBACK points at the same time – without any additional effort. This makes shopping in the EDEKA network even more attractive,” says Markus Mosa, CEO of EDEKA ZENTRALE Stiftung & Co. KG.
PAYBACK Managing Director and CEO Bernhard Brugger is also enthusiastic: “We are now rolling out payment and points collection in one step from regional to major national PAYBACK partners and are delighted that our new partners EDEKA and Netto are already offering this very practical service. More major PAYBACK partners will follow soon!”
“Added value isn't always created by major upheavals, but also by small simplifications,” says Dr. Joachim Schmalzl, Executive Board Member of the DSGV. “That's exactly where our cooperation with PAYBACK comes in: benefits without an additional card, without any extra effort. When everyday things become easier, people feel the benefits of innovation. That's exactly our goal,” Schmalzl continues. To collect points, you need to link your Sparkassen-Card to your PAYBACK account. You can easily register and link your Sparkassen-Card for the first time via online banking or the Sparkasse app. There is no need to present your PAYBACK card separately – the points are credited automatically.
PAYBACK has over 35 million active customers and works with more than 700 partner companies. With over 36 million private checking accounts, the Sparkassen are the largest financial group in Europe. The Sparkassen-Card is used in over 4.2 billion transactions annually – that's 54 percent of all Girocard payments in Germany.
You can find a press image here.